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Loan Rates Savings Rates Fees

Effective as of: November 3, 2023
Loan Rates
Loan TypeLowest Rate APR*
First MortgageCheck Rates
Unsecured (Signature)7.49%
Visa Platinum 8.99%
Visa Classic11.88% - 15.00%
Overdraft Protection15.00 %
Certificate SecuredCertificate Rate plus 3.00%
Share SecuredShare Rate plus 3.00%
Vehicle 24 Months (New/Used)3.84% - 7.60% (Based on Credit Score)
Vehicle 36 Months (New/Used)4.24% - 7.60% (Based on Credit Score)
Vehicle 48 Months (New/Used)4.54% - 7.60% (Based on Credit Score)
Vehicle 60 Months (New/Used)4.84% - 8.10% (Based on Credit Score)
Vehicle 72 Months (New/Used)5.35% (Based on Credit Score)
*APR = Annual Percentage Rate
Rates are subject to change without notice.
Actual rates may vary based on credit score of individual applicants.
Add 1.50% for used automobiles over 5 model years old without an extended warranty.
These rates apply to loans repaid with direct deposit. If a loan is repaid without direct deposit, the next higher rate will apply.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Agency.
National Credit Union Administration, a U.S. Government Agency.

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Loans: 202-876-2121 • Fax: 202-208-4023 • Member Services: 202-876-2121 (M-F)

Lost/Stolen Debit Card: 800-554-8969 • Lost/Stolen Credit Card: 800-237-6211

Routing Number: 254074662
GSA FCU, P.O. Box 27559, Washington, D.C. 20038-7559

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