Effective as of: December 5, 2025
| Loan Rates | |
| Loan Type | Lowest Rate APR* |
| First Mortgage | Check Rates |
| Unsecured (Signature) | 7.49% |
| Visa Platinum | 8.99% |
| Visa Classic | 11.88% - 15.00% |
| Overdraft Protection | 15.00 % |
| Certificate Secured | Certificate Rate plus 3.00% |
| Share Secured | Share Rate plus 3.00% |
| Vehicle 24 Months (New/Used) | 3.84% - 7.60% (Based on Credit Score) |
| Vehicle 36 Months (New/Used) | 4.24% - 7.60% (Based on Credit Score) |
| Vehicle 48 Months (New/Used) | 4.34% - 7.60% (Based on Credit Score) |
| Vehicle 60 Months (New/Used) | 4.34% - 8.10% (Based on Credit Score) |
| Vehicle 72 Months (New/Used) | 4.68% (Based on Credit Score) |
| *APR = Annual Percentage Rate | |
| Rates are subject to change without notice. | |
| Actual rates may vary based on credit score of individual applicants. | |
| Add 1.50% for used automobiles over 5 model years old without an extended warranty. | |
| These discounted rates apply to members who have a minimum monthly GSA FCU direct deposit of $150.00. If the minimum GSA FCU direct deposit requirement is not met, .25% will be added to the members qualified rate. | |
| Minimum unsecured (signature) loan amount is $1,000.00 Minimum auto loan amount is $10,000.00 | |