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Individual Retirement Accounts

IRAs were introduced in the mid 70s as a way for working individuals to save for retirement. While some of the rules and regulations governing IRAs have changed over the years, they're still a great way to save.

GSA Federal Credit Union offers two different types of IRA accounts:

  • IRA Share Accounts - deposit a little each payday and once you've accumulated $1,000 move it to an IRA Share Certificate.
  • IRA Share Certificate - earns a higher dividend yield than our IRA Share Account. Choose a term from six months to 60 months.

Regardless of which way you choose to save, your IRA account is separately insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.

To open your IRA Share Account or Share Certificate, drop by a GSA Federal Credit Union branch or give us a call at 202-876-2121.

View current dividend rates
See current fee schedule

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Agency.
National Credit Union Administration, a U.S. Government Agency.

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Loans: 202-876-2121 • Fax: 202-208-4023 • Member Services: 202-876-2121 (M-F)

Lost/Stolen Debit Card: 800-554-8969 • Lost/Stolen Credit Card: 800-237-6211

Routing Number: 254074662
GSA FCU, P.O. Box 27559, Washington, D.C. 20038-7559

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