GSA FCU will be closed for lobby traffic from July 10-July 12 due to the NATO summit meetings

New Online Banking System Effective March 21, 2024

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Benefits header

We value our members and think it is important to review the many benefits available to them, and the many differences between a credit union and commercial banks. Please take a few minutes to review these credit union benefits.

  1. Credit unions typically pay higher yields on savings and certificates compared to commercial banks. Plus, accounts are federally insured.

  2. Credit unions’ loan rates are generally lower than those at commercial banks. Consider refinancing your bank loans and credit card balances at the credit union to save money.

  3. Credit union service fees are often lower than the fees charged for similar services at commercial banks.

  4. Credit unions still make small unsecured loans. Many banks no longer make small personal loans.

  5. Credit unions offer low-rate credit cards. Plus, you may qualify for a credit union credit card when a bank would not extend you credit. Transferring high-rate bank and store credit card balances to a credit union credit card could result in significant savings.

  6. Credit unions have robust Web sites that allow you to obtain information and do your banking and bill payments online.

  7. Credit unions belong to ATM networks that allow you to make FREE withdrawals and deposits from your account at thousands of locations nationwide.

  8. Credit unions are member-based non-profit organizations. When you join, you become a member-owner and can participate in electing the Board of Directors. All members have an equal vote, no matter the amount of money in your account(s) or the number of services you use. Profits are returned to members in the form of attractive savings and loan rates. In contrast, banks focus on profits for their shareholders.

  9. Credit union membership is a lifetime benefit. Once you become a member, you can remain a member even if you change jobs or move to another area of the country.

  10. Your immediate family members are also eligible for credit union membership. Encourage them to join the credit union soon so they can enjoy the same benefits that you do.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Agency.
National Credit Union Administration, a U.S. Government Agency.

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Loans: 202-876-2121 • Fax: 202-208-4023 • Member Services: 202-876-2121 (M-F)

Lost/Stolen Debit Card: 800-554-8969 • Lost/Stolen Credit Card: 800-237-6211

Routing Number: 254074662
GSA FCU, P.O. Box 27559, Washington, D.C. 20038-7559

THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the GSA Federal Credit Union website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the GSA Federal Credit Union website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of GSA Federal Credit Union.

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GSA FCU is excited to announce a SPECIAL auto loan offer of 4.84% for new or refinanced vehicles. Take advantage of this excellent opportunity to save on your next vehicle purchase or refinance your loan with another lender.

  • Auto loans currently financed with GSA FCU are not eligible for this promotion.
  • Apply today to secure your rate: Loan Application