**IMPORTANT NEWS**

New Online Banking System Effective March 21, 2024

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GSA-FCU

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10 BENEFITS OF CREDIT UNION MEMBERSHIP

We value our members and think it is important to review the many benefits available to them, and the many differences between a credit union and commercial banks. Please take a few minutes to review these credit union benefits.

  1. Credit unions typically pay higher yields on savings and certificates compared to commercial banks. Plus, accounts are federally insured.

  2. Credit unions’ loan rates are generally lower than those at commercial banks. Consider refinancing your bank loans and credit card balances at the credit union to save money.

  3. Credit union service fees are often lower than the fees charged for similar services at commercial banks.

  4. Credit unions still make small unsecured loans. Many banks no longer make small personal loans.

  5. Credit unions offer low-rate credit cards. Plus, you may qualify for a credit union credit card when a bank would not extend you credit. Transferring high-rate bank and store credit card balances to a credit union credit card could result in significant savings.

  6. Credit unions have robust Web sites that allow you to obtain information and do your banking and bill payments online.

  7. Credit unions belong to ATM networks that allow you to make FREE withdrawals and deposits from your account at thousands of locations nationwide.

  8. Credit unions are member-based non-profit organizations. When you join, you become a member-owner and can participate in electing the Board of Directors. All members have an equal vote, no matter the amount of money in your account(s) or the number of services you use. Profits are returned to members in the form of attractive savings and loan rates. In contrast, banks focus on profits for their shareholders.

  9. Credit union membership is a lifetime benefit. Once you become a member, you can remain a member even if you change jobs or move to another area of the country.

  10. Your immediate family members are also eligible for credit union membership. Encourage them to join the credit union soon so they can enjoy the same benefits that you do.
equal-housing

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

ncua

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Agency.
National Credit Union Administration, a U.S. Government Agency.

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Loans: 202-876-2121 • Fax: 202-208-4023 • Member Services: 202-876-2121 (M-F)

Lost/Stolen Debit Card: 800-554-8969 • Lost/Stolen Credit Card: 800-237-6211

Routing Number: 254074662
GSA FCU, P.O. Box 27559, Washington, D.C. 20038-7559

THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the GSA Federal Credit Union website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the GSA Federal Credit Union website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of GSA Federal Credit Union.
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IMPORTANT – New Online Banking LOGON Instructions

To log in to the NEW online banking website for the first time, please use the following:

  • Login ID is set to your existing Logon ID.
  • Login ID must be at least (6) digits/characters long. If the logon ID is less than 6 digits long, members must enter the appropriate # of leading zeros to make a minimum of 6 digits/characters to use as their Logon ID.


    • Example:
    The logon ID 12345 should be entered 012345.
    The logon ID of Fall should be 00Fall.

  • Security Code/Password is the last 4-digits of the primary SSN until it is reset.
  • If you are having issues with logon, please call us at 202-876-2121. After hours help is available at 833-679-3243 for logon support between 7:00 am - 8:00 pm. Please note, this call center is located in the Philippines and has been vetted by our core processor.
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