Effective as of: February 1, 2023
| Savings Rate | ||
| Share Type | Dividend | APY* |
| Shares (Balance between $1,001 - $2,000) | 0.05% | 0.05% |
| Shares (Balance between $2,001 - $10,000) | 0.05% | 0.05% |
| Shares (Balance between $10,001 - $20,000) | 0.05% | 0.05% |
| Shares (Balance over $20,000) | 0.05% | 0.05% |
| Share Draft (Balance between $1,001 - $2,000) | 0.05% | 0.05% |
| Share Draft (Balance between $2,001 - $10,000) | 0.05% | 0.05% |
| Share Draft (Balance between $10,001 - $20,000) | 0.05% | 0.05% |
| Share Draft (Balance over $20,000) | 0.05% | 0.05% |
| Internet Checking ** (Balance between $1,000 - $15,000) | 0.15% | 0.15% |
| Internet Checking ** (Balance over $15,000) | 0.05% | 0.05% |
| Christmas/Vacation Club Accounts | 0.10% | 0.10% |
| IRA Share Account | 0.10% | 0.10% |
| 6 month Share Certificate | 3.35% | 3.41% |
| 12 month Share Certificate | 4.04% | 4.12% |
| 24 month Share Certificate | 4.25% | 4.35% |
| 36 month Share Certificate | 4.35% | 4.45% |
| 48 month Share Certificate | 4.45% | 4.54% |
| 60 month Share Certificate | 4.50% | 4.60% |
| *APY = Annual Percentage Yield. | ||
| The Share Certificate rates reflect rates earned with a minimum monthly direct deposit of $200. Accounts that do not have the minimum direct deposit will receive .25% reduction to the disclosed rate. | ||
| **Internet checking account requires a minimum balance of $1,000 and a monthly direct deposit of at least $500. ***6 month Share Certificate has a cap of $100,000. | ||