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Mortgage Loan Services
GSA Federal Credit Union offers First Mortgage, Second Trust Loan, and Home Equity Loan options that are sure to fit any lifestyle:

First Mortgages

Your credit union has formed a partnership with Credit Union Mortgage Group to find the right mortgage for you and your budget- whether you're buying your first home or refinancing your dream home to get a better rate.

Give GSA Federal Credit Union a call to find out how you can get preapproved for a First Mortgage loan. You'll know what size house you can comfortably afford and the negotiations will go more smoothly when you finally find that special home. Give us a call today at 1-866-820-0105 or email us.

And don't forget to ask about SMARTMOVE when you apply for a First Mortgage loan. Through this exclusive program, you can receive cash rebates when you use a SMARTMOVE real estate professional in the buying and/or selling of your home.

Use our Rent vs. Buy calculator to see which is best for you.

Use our Residential calculator to estimate what your mortgage payment will be.

Second Trust Loans

Fix up your current home with a second trust loan. Add a room, remodel the basement or build a garage—the choice is yours. Borrow up to 90% of the value of your home at a low fixed rate and take up to 12 years to repay. Pay no loan application fees and no origination fees.

Home Equity Line of Credit

Put the equity in your home to work for you with a Home Equity Line of Credit (HELOC). A GSA Federal Credit Union HELOC can be used for those larger purchases you've dreamed about—building a deck, paying college tuition. It can also be used to consolidate higher-rate debt. You'll typically receive a lower rate than with other loans and the money is available to use again as you pay down the balance.

Our HELOC offers a low variable interest rate that's tied to the Wall Street Journal Prime. Draw against your line for five years, then take up to ten years to repay! The interest you pay on your HELOC may even be tax -deductible. Consult your tax advisor to find out for sure.

For more information please dial 1-866-820-0105 or e-mail us.

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