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Checking Accounts
A GSA Federal Credit Union checking account can save you time and money. Here are just a few of the features this account delivers:
- Low opening balance
- No monthly fees
- No per-item fees
- Monthly dividends on balances over $1,000
And, with all the extras that work hand-in-hand with our checking account—No-fee Visa Debit Card, Free PC Banking and Electronic Bill Payment—you can access your funds anytime, anywhere.
Internet Checking Accounts
- 2.25% APY interest
- Zero ATM fees (other institutions may access a surcharge; click here for surcharge free locations)
- Free POS transactions
- Free debit card
- Free online banking
- Free initial check order (150 checks)
- Free check copies online
- Zero monthly maintenance fee
- Free bill payer
- Unlimited transactions
- Free Audio Response (telephone) transactions
Share draft disclosure addendum
- One per member
- $15,000 maximum, balance over $15,000 receives regular interest rate
- $1,000 minimum balance requirement
- $1,000 initial deposit
- $500.00 monthly direct deposit requirement
Fees: Assessed monthly
- $10.00 fee for falling below $1,000 anytime during month
- $10.00 fee for not maintaining a monthly direct deposit of $500.00, 60 day initial waiver
- $10.00 fee for each person/telephone center assisted transaction that can be completed online
Open Your Checking Account Today!
You must be a GSA FCU member in order to open a checking account. Here are four convenient ways to open your checking account:
1. In Person
Visit either of our branch locations and speak with a Member Services Representative to open a share account. All it takes is a $5 initial deposit and a photocopy of one of the following forms of identification:
- Your driver's license (or other official photo ID) plus proof of membership eligibility.
- A document showing your Social Security number, such as your Social Security card, a copy of your Social Security Card or a payroll stub.
2. Online
Visit our website (www.gsafcu.gsa.gov) and electronically submit the Membership Application.
- Authorize a minimum electronic deposit of $5 payable to GSA Federal Credit Union to open your share account.
- Fax a copy of your driver's license (Or other official photo ID), plus proof of eligibility, such as a payroll stub, and a document showing your Social Security Number to (202) 208-4023.
3. By Mail
- Visit our website and download the Membership Application.
- Mail the completed Membership Application and check to:
New Accounts
GSA Federal Credit Union
7th & D Streets SW, Room 5021
Washington, DC 20407
- Include a photocopy of your driver's license (or other official photo ID) plus proof of eligibility, such as a payroll stub, and a document showing your Social Security number.
- Enclose a check for the opening deposit to your checking account.
4. By Phone
Call one of our Member Service Representatives at 1-866-820-0105. We will mail everything you need to open your GSA FCU checking account.
View current dividend rates
See current fee schedule
Recommended Reading (PDF format)
Checkbook Balancing Made Easy
Protecting Your Identity
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